It designates that increase of welfare of the member and the family is assured on the basis of the mind of self-help and cooperation of the member as purpose.

We contribute to the welfare of HOYO Group employees widely, ranging from funeral and disaster relief funds to grants of cultural and sports activities, to long and short lending systems that respond to unprecedented expenses.

①Congratulations and disaster benefits ②Medical cost benefit ③Assistance for the New Year's party ④Assistance for culture and sports activities ⑤Newly built celebration ⑥Property savings